THE INTERFACE FINANCIAL GROUP

Benefits of the IFG Solution

What Benefits do you Receive from the IFG Solution?

Invoice discounting through The Interface Financial Group^® is a user friendly, "use it as you need it" flexible financing solution that improves your cash flow and enhances your ability to compete.

"Use It As You Need It" Financing

Unlike conventional lending sources, like banks and factors, our invoice discounting solution is very user friendly. Our solution involves no long-term commitments or recurring monthly minimum invoice discounting volume requirements. You sell us accounts receivable only when you need cash. You do not have to sell us a minimum amount of receivables each month or sell us receivables every month for a one or two-year contractual period. If you need only a one-time funding, we can provide it.

Immediate Cash That Allows You To Compete

We help you, as a supplier of goods and services, to turn your quality accounts receivable into instant cash. Our solution essentially converts a sale with 30 to 45 day payment terms into a “cash on delivery” sale. As a result, you have the funds needed to finance your next sale immediately – not 30 to 45 days later – and/or to take advantage of vendor discounts (by paying earlier or buying larger quantities). You can thereby increase your sales and revenues, accelerate your growth and lower your costs, increasing your profitability. Moreover, our solution allows you to compete on the basis of payment terms (and not just price) – a particularly profitable strategy if you can build in some of the cost of our solution into your pricing structure.

Not Age Sensitive

We offer funding solution for any business that has sales and generates accounts receivables from other businesses and from governmental authorities. Unlike many banks or factors, we do not flatly reject you as a potential client merely because you have not been in business for at least two years. Some of our clients have in fact olnly been in business for only a few months.

Not Balance Sheet Sensitive

Our review and approval process does not focus exclusively on your balance sheet. We do not flatly reject you because you have a weak balance sheet or because you have experienced a negative credit event (for instance, a bankruptcy) in your recent past. We focus more on the financial strength of your customers (the account debtors) -- of those businesses who have an obligation to pay your invoices.

Personal Service

Our office is independently owned and operated on a local basis, with experienced executives who respond to the needs of their clients personally. We are your only point of contact and so things happen quickly. There are no layers of bureaucracy or lengthy review and approval processes.